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Healthcare Reform

Healthcare Reform Quick Facts

Required to Buy Health Insurance?

Kaiser Foundation Health Reform Flow Chart

Click on the image to learn who is required to buy health insurance under the Affordable Care Act beginning in 2014.

Non-Coverage Penalties?

A flowchart from the Kaiser Foundation about potential employer penalties in healthcare reform

Click on the image to learn about potential penalties for employers not offering health insurance under Affordable Care Act beginning in 2014.

Change Can Be Scary. We’re Here to Help.

The Affordable Care Act (healthcare reform bill) is now in effect. We understand that words like navigator, exchanges, subsidies, tax rebates, affordable healthcare, penalties, etc. can be confusing to any individual or employer.

As a leader in the employee benefits industry Business Solutions is committed to making your journey thru Healthcare Reform as simple as possible. Please visit http://healthreform.kff.org and www.healthcare.gov to get up-to-date information on the Healthcare Reform Timeline and other important information.

As we navigate the complexities of this reform together, we will be providing you with timely and accurate information coupled with our Benefits Communicator and MPOWER 360 technology tools.

Now, more than ever before, it is important that you pick a broker/consultant that is both knowledgeable and experienced.

Health Reform Subsidy Calculator

Beginning in 2014, tax credits will be available for people under age 65 who purchase coverage on their own in a health insurance Exchange and are not covered through their employer, Medicare or Medicaid.

The Henry J. Kaiser Family Foundation created a tool that allows users to examine the impact of healthcare reform at different income levels, ages, family sizes, and regional costs.

Please note that premium calculations are consistent with estimates of premiums under reform prepared by the Congressional Budget Office (CBO).

CBO projects that average premiums under reform for the same level of coverage for a given group of enrollees would be 7-10% lower than under the status quo. However, in many cases coverage will be more comprehensive and accessible than what is typically available today in the non-group market. As a result, 2014 premiums in the calculator cannot necessarily be compared to what people buying insurance on their own are paying in 2010.

Senate Republicans Unveil ACA Repeal Bill


The New York Times  (6/22, Pear, Kaplan, Subscription Publication) reports that on Thursday, Senate Republicans “took a major step” towards their goal of repealing and ...

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Anthem Ends Pursuit Of Cigna


The Wall Street Journal  (5/12, Mathews, Kendall, Subscription Publication) reported Anthem Inc. said Friday it would give up attempts to acquire Cigna Health, which the ...

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House Passes American Health Care Act


On its front page, the New York Times  (5/4, A1, Kaplan, Pear, Subscription Publication) reports that on Thursday, the House “narrowly approved” the American Health Care Act ...

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