No matter the size of your business we have you covered. We partner with leading insurers throughout Virginia to provide Fully-Insured, Level-Funded, and Self-Funded plan options.
Life & Disability
Employer paid and Voluntary Life Insurance & Disability products can be a valuable tool in attracting and retaining valuable employees.settings.
We partner with industry leading dental carriers to provide our clients with cutting edge plan designs, both on an employer paid and voluntary basis.
Vision plans have proven to be extremely popular as an add-on to the employers benefits package. These can be offered employer paid or on a voluntary basis.
Health Savings Accounts
When enrolling in a high-deductible health care plan, offering a Health Savings Account (HSA) to your employees provides a way to pay for healthcare and encourages saving for out of pocket expenses.
Health Reimbursement Arrangements
A Health Reimbursement Arrangement (HRA) is an employer-funded account used to help employees pay for eligible medical expenses. The employer is able to custom design the plan to fit the needs of its employees in conjunction with its benefits package.
Section 125 Plans
Section 125 of the Internal Revenue Code, enacted by Congress in 1978, allows companies to give their employees the opportunity to pay for benefits on a pretax basis. As deductibles and out-of-pocket expenses increase, pre-tax reimbursement accounts can save employers and employees money.
With the diagnosis of cancer or heart disease comes the reality of medical bills, time off for treatments, monies for living expenses, and for some, the cost of high deductibles. Cancer, Heart Attack & Stroke insurance helps provide the resources you need so you can focus on your treatment, not your finances.
Accident insurance helps you pay for the medical and out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, and medical exams, and other expenses you may face, such as transportation and lodging needs.
Critical Illness Insurance
Critical Illness can strike at any time. We’ve all heard stories of friends or family members who have been affected by a serious illness. What we don’t hear is how the financial strain may also have a major impact during this trying time.