Commercial Business Insurance

Every business is different. We realize there’s no one-size-fits-all solution to your needs.

From Commercial Auto Liability to Employee Liability. We’ve got what your business needs.

We understand the exposures businesses face on a daily basis, from your valued employees to your building and autos. As Virginia insurance agents and consultants, Business Solutions offers commercial business insurance services. Our team can review your current policy and suggest improvements, or build your coverage from the ground up.

Commercial Liability

We understand the day-to-day uncertainties associated with running a business. Commercial Liability insurance can cover damages that you’re responsible for, attorney fees, medical expenses, and injuries.

Commercial Property

Commercial Property coverage protects your physical assets in the case of a minor or major loss.

Commercial Auto

Many businesses depend on vehicles every day to operate. Protect your business from the unexpected with Commercial Auto Insurance.

Commercial Umbrella

Our commercial umbrella insurance coverage will protect your business in the event that a claim exceeds your existing liability limits. Your commercial liability will typically take care of claims, but in serious cases, commercial umbrella coverage will insure that your business is protected.

Equipment Breakdown

In today’s modern world we rely on telephones, computers, and other electronic devices. Most commercial property policies do not cover these items in the event of a power surge or mechanical breakdown. Equipment breakdown coverage fills this gap and protects your business by paying for the cost to repair or replace these devices.

Business Interruption

Should your business incur a loss that keeps your doors closed you still have to pay your bills. Business interruption coverage allows you to pay for lost income and continued business expenses during this downtime. It will also pay to temporarily relocate your business and advertise the move.

Workers Compensation

Business Solutions offers protection for you most valuable business asset: your employees. Workers compensation will pay for your employees medical treatment and replace lost wages should the employee miss time from work.

Employee Benefits Liability

We offer employee benefits liability to cover your business in the event of an error or omission in the administration of an employee benefits program. This could include leaving an employee off of your group health/life policy or neglecting to advise an employee the plan exists.

Surety Bonds

Business Solutions offers various Surety Bonds such as Contract Bonds, Commercial Bonds, Court Bonds, and Fidelity Bonds.

Latest News

The Health of Gratitude | Virginia Insurance Advisors

by bpollard | Nov 13, 2020

The month of November has a central focus on the holiday, Thanksgiving. Linked with this holiday is the emotion of gratitude. We want to take a closer look at this emotion and see how it is linked to better health and give you some practical tips on how to increase...

End-of-Year Healthcare | Health Insurance Advisors

by bpollard | Nov 7, 2020

As the weather turns cooler and shopping centers get busier, it’s easy to surmise that it’s nearing the end of the year. Are we all ready for 2020 to be over?! Yes, please! Since we are closing in on 2021, it’s time for you to maximize your healthcare plan by taking...

Three Surprising Benefits to a Virtual Open Enrollment

by bpollard | Oct 26, 2020

With many enrollments being forced to go virtual this year, you may feel at a disadvantage. But, there are actually plenty of reasons to believe a virtual open enrollment could be even more effective for you and your clients. IMPROVED EDUCATION People only tend to...