Commercial Business Insurance

Every business is different. We realize there’s no one-size-fits-all solution to your needs.

From Commercial Auto Liability to Employee Liability. We’ve got what your business needs.

We understand the exposures businesses face on a daily basis, from your valued employees to your building and autos. As Virginia insurance agents and consultants, Business Solutions offers commercial business insurance services. Our team can review your current policy and suggest improvements, or build your coverage from the ground up.

Commercial Liability

We understand the day-to-day uncertainties associated with running a business. Commercial Liability insurance can cover damages that you’re responsible for, attorney fees, medical expenses, and injuries.

Commercial Property

Commercial Property coverage protects your physical assets in the case of a minor or major loss.

Commercial Auto

Many businesses depend on vehicles every day to operate. Protect your business from the unexpected with Commercial Auto Insurance.

Commercial Umbrella

Our commercial umbrella insurance coverage will protect your business in the event that a claim exceeds your existing liability limits. Your commercial liability will typically take care of claims, but in serious cases, commercial umbrella coverage will insure that your business is protected.

Equipment Breakdown

In today’s modern world we rely on telephones, computers, and other electronic devices. Most commercial property policies do not cover these items in the event of a power surge or mechanical breakdown. Equipment breakdown coverage fills this gap and protects your business by paying for the cost to repair or replace these devices.

Business Interruption

Should your business incur a loss that keeps your doors closed you still have to pay your bills. Business interruption coverage allows you to pay for lost income and continued business expenses during this downtime. It will also pay to temporarily relocate your business and advertise the move.

Workers Compensation

Business Solutions offers protection for you most valuable business asset: your employees. Workers compensation will pay for your employees medical treatment and replace lost wages should the employee miss time from work.

Employee Benefits Liability

We offer employee benefits liability to cover your business in the event of an error or omission in the administration of an employee benefits program. This could include leaving an employee off of your group health/life policy or neglecting to advise an employee the plan exists.

Surety Bonds

Business Solutions offers various Surety Bonds such as Contract Bonds, Commercial Bonds, Court Bonds, and Fidelity Bonds.

Latest News

3 Poll Results on HR Technology: AI, Spyware, and the Metaverse | Virginia Insurance Experts

by bpollard | Sep 28, 2023

HR technology is having a moment. Every technology is getting pumped with artificial intelligence (AI), while many people ponder the ramifications of this technology flooding their work - and lives. What will this mean for jobs and livelihood? How can people ensure...

Benefits 101: What Is Open Enrollment? | Virginia Benefits Broker

by bpollard | Sep 18, 2023

For millions of Americans, the end of the year is open enrollment season – a yearly opportunity to take stock of your health care needs and select the health insurance plan that works best for you. It is a window of time – typically in the fall - when you can sign up...

HR News Roundup | Business Solutions, Inc.

by bpollard | Sep 15, 2023

Slowing Jobs and Payrolls Growth Earlier in the week, LinkedIn shared news from Bloomberg, which is behind a paywall, that although private payrolls grew by 177,000 in August, according to ADP, it was the slowest growth in five months. In addition, other data showed...

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