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Business Insurance

Commercial Liability

Business Solutions understands the day-to-day uncertainties associated with running a business. We offer commercial premium business insurance services, including:

  • Professional liability
  • Product and completed operations
  • Fire-Legal liability
  • Medical payments, and much more

Commercial Property

Business Solutions offers commercial property insurance to protect your physical assets. This coverage will protect you from a minor claim to a major loss. This coverage includes:

  • Your building
  • Building contents (furniture & equipment)
  • Inventory
  • Outdoor signs
  • Property of others

Commercial Auto

Business Solutions can offer commercial auto insurance tailored to your business needs. Coverages may include:

  • Auto liability
  • Medical payments
  • Comprehensive coverage
  • Collision coverage
  • Uninsured/underinsured motorists coverage
  • Coverage for vehicles rented or borrowed
  • Coverage for employees using their personal vehicle for work related reasons

Commercial Umbrella

Our commercial umbrella insurance coverage will protect your business in the event that a claim exceeds your existing liability limits. Your commercial liability will typically take care of claims, but in serious cases, commercial umbrella coverage will insure that your business is protected.

Equipment Breakdown

In today’s modern world we rely on telephones, computers, and other electronic devices. Most commercial property policies do not cover these items in the event of a power surge or mechanical breakdown. Equipment breakdown coverage fills this gap and protects your business by paying for the cost to repair or replace these devices.

Business Interruption

Should your business incur a loss that keeps your doors closed you still have to pay your bills. Business interruption coverage allows you to pay for lost income and continued business expenses during this downtime. It will also pay to temporarily relocate your business and advertise the move.

Employee Liability

Workers Compensation

Business Solutions offers protection for you most valuable business asset: your employees. Workers compensation will pay for your employees medical treatment and replace lost wages should the employee miss time from work.

Employee Benefits Liability

We offer employee benefits liability to cover your business in the event of an error or omission in the administration of an employee benefits program. This could include leaving an employee off of your group health/life policy or neglecting to advise an employee the plan exists.

Employee Dishonesty

Your business can be protected from the fraudulent acts of an employee by employee dishonesty coverage. These losses can be the result of theft of money, securities, or property of others.

Surety Bonds

Business Solutions offers various Surety Bonds, including:

  • Contract bonds
  • Commercial bonds
  • Court bonds
  • Fidelity bonds

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